Medicaid in Illinois includes all low income adults ages 19 to 64. It also includes people over 65, the disabled and blind, and pregnant women. Each group has a different set of income and asset requirements.
Adults with income under 133% of the federal poverty level are eligible for Medicaid. Children and pregnant women have higher income limits. For adults who are blind, disabled, age 65 or older and also on Medicare, their income must be below 100% of the federal poverty level to be eligible for Medicaid. Some types of income are “exempt” and are not counted.
Check with IDHS to obtain the specific income and resource limits for your type of Medicaid. These income limits change each year depending on the change in the federal poverty level.
In order to qualify for Medicaid because of blindness, disability, or age, you cannot have over a certain amount in assets (such as saving accounts), depending upon if you are single ($2,000) or if you are living with a dependent child or spouse ($3,000 combined). Assets are separate from income and refer to your property, like houses and cars.
There are no asset limits for non-disabled adults, pregnant women or for people who are eligible because they have a dependent child in their care.
For people who are eligible for Medicaid because of blindness, disability, or age, a certain amount of property is not counted. This includes up to $2,000 worth of assets for a single adult and up to $3,000 for an adult and one dependent residing together (add an additional $50 for each additional dependent household member). This is called the "asset disregard."
To be eligible for Medicaid, you must be a U.S. citizen, or be within one of several categories of non-citizens (e.g., refugees, persons lawfully present in the U.S. for over five years). However, any non-citizen who is ineligible for Medicaid but who meets the financial eligibility criteria is eligible for medical assistance necessary for the treatment of an emergency medical condition. If you are not eligible for Medicaid because of your immigration status, you may still be eligible to buy insurance with financial assistance through the GetCoveredIllinois Marketplace.
Medicaid eligibility by state
Each state in the US has different eligibility requirements in order to qualify for Medicaid services. Senior Planning offers an interactive map showing Eligibility by state for Medicaid long term care.